Official Expert Answer
Hello Tom, your question is excellent, because the issue of the required funds (or what is called proof of financial capacity) is very important when applying for a companion visa or family reunification (Familiennachzug) to Germany. The required amount always depends on the type of visa (such as a study visa or professional recognition) and whether the companion will work or not. In 2025, the minimum required amount usually ranges between 1,027 and 1,100 euros per month, which is approximately equivalent to 12,000 to 13,000 euros per year. In most cases, the German authorities rely on what is called a Sperrkonto (blocked bank account) or on proof of sufficient income to cover living expenses. In the case of a family reunification visa (Familiennachzug), it must also be proven that living expenses are covered. The basis here is the income of the main person (the applicant), and the companion does not necessarily have to open a special blocked account. If the income or account of the primary applicant is sufficient to cover the expenses of both spouses together, no additional blocked account is required. However, if there is insufficient income, the embassy may request the opening of an additional blocked account for the companion to secure living costs. It is important to know that the requirements may vary slightly between German embassies, so it is always best to check the exact conditions with the embassy where you will submit the application. And if you tell me the exact type of visa, I can explain the required amount more accurately. Best regards, Sophie ✋🏼